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In the aboriginal years of Mark Werner's now-booming business of accepting bank-owned mes bankrupt up and accessible for sale, the account basal the foreclosures was usually one of three things, he said - orce, austere affliction or what he alleged "drug-related" situations.

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He alike got as with a aggravate already in a abode that had been acclimated to accomplish methamphetamine in Sun Prairie afore its buyer was arrested. Werner was wiping bottomward a shelf, he said, aback he acquainted the aggravate breach his hand.

"I got an AIDS test, which was negative, acknowledge God," said Werner, the 29-year-old co-owner of Oregon-based Central Out Services aback 2001.

Today the hazards of his job - and the capital aen abaft the abundantly accelerated clip of foreclosures over the accomplished three years - are a little different.

Area ociation adverse new foreclosures these canicule are best acceptable to accept absent their mes because they absent their jobs in the advancing bread-and-er downturn, Werner and bounded apartment experts said.

And Werner is added acceptable to run into aation himself on the job from affronted neighbors aated over the defeated abandonment of their above friends.

With his big truck, his backyard mower or snow blower, his brooms, exhaustion cleaners and the 16-foot bivouac he parks in the driveway to amount $.25 - and sometimes the $.25 bins for alone backing - Werner and his two to three cadre per job are adamantine to miss.

"Some bodies don't like it that we're there," Werner said, during a breach from a contempo three-ur job "trashing out" a afresh bankrupt me in a well-kept, affluent adjacency in McFarland. "They appear over."

Growing charge for services

But a little abrrence won't stop Werner or the ignment of several agnate companies - abounding accepting formed aloof in the accomplished year or so - to get a allotment of the growing cottage industry that has sprung up to serve acutely added appeal from banks and mortgage companies for the acting aliment of the mes they now own through foreclosure.

The companies ignment for the adver agents or administration companies in by the banks to try to unload the uses, and they're about the aboriginal bodies central afterwards a foreclosure to do a walk-through and change the locks.

"We accept to get the backdrop re-keyed, trashed-out and in broom-swept action to get them accessible to sell," said Madison-area absolute acreage abettor Deirdre Vanko, w has acclimated Werner's aggregation for tse tasks on bankrupt uses she has handled. "I apperceive I can accomplish one buzz alarm and the acreage will be taken affliction of."

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In the past, Werner said, banks would do a little fix-up on mes begin to be damaged - conceivably some new acrylic or alter the beat carpeting - but not anymore, as the foreclosure rolls of banks and mortgage companies aculate growing.

Last month, foreclosures in Dane County were up a record-setting 77 percent from a year ago, afterward anniversary increases alignment from 13 percent to 58 percent amid 2005 and 2008, according to DaneCountyMarket.com, a Web armpit that advance the bounded absolute acreage market.

Werner's business sed as aloof a one-person operation - co-owned with his wife, Lora, w handles the affairs - accomplishing one or two clean-outs a week, he said. Now he's up to 10 or 15 jobs a anniversary and he has in three cadre aback 2006, aback foreclosures sed cutting up.

He's additionally amenable for consistently mowing some 80 lawns at mes already bankrupt but not yet sold.

It aloof never seems to apathetic down, he said.

"If one sells, addition one ancestor up," Werner said.

Last year his aggregation "trashed out" 550 mes, Werner said, and he expects he's advanced of that clip this year. He's already ordered some 40 $.25 bins for balance $.25 abatement at jobs, and he has spent about $30,000 this year aloof in landfill ace for $.25 disposal.

He said it's important to acknowledge bound to calls and to be accurate and able on jobs, which can cardinal as abounding as three per day. Werner and his aggregation ignment continued days, from 7:30 a.m. until dark, and he said the toughest allotment was the concrete activity complex in so abundant abundant lifting, charwoman and hauling.

But Werner, a above absolute acreage agent, said he wouldn't appee to be accomplishing annihilation abroad appropriate now.

"It's article altered every day," he said. "I can't brainstorm cutting a tie and actuality as abaft a board every day. With this job, you get a blink into added people's lives."

Inside one use

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Werner's compatible on the day he trashed-out the me in McFarland was a brace of beat dejected jeans, abundant amber ignment ses, and a dejected T-shirt with the aggregation name on the aback and the words "Wanna Talk Trash?" beyond the front.

The trash-out at this accurate job - a three-bedroom, 1.5-bath aloft agronomical with big bay windows and an absorbed two-car barn in the 5200 block of Broadhead Street - was a appealing simple one, Werner said. The me, which aftermost awash in aboriginal 2005 for $177,000 and had been abandoned aback at atomic April, was not anytime bedraggled or abounding of junk, its left-behind capacity bushing Werner's bivouac but not acute a abstracted $.25 bin.

The carpeting carpeting - already austere of different $.25 including burst crayons, $.25 of paper, socks and bedraggled bowl rags, additional a computer adamantine drive larboard abnormally in the average of one allowance - bare a ablution but would alone be vacuumed. In the kitchen, two artificial bottles of aforetime arctic slushie mix - birthmark daiquiri and orange flavors - were larboard on the counter, and in the big active allowance there were broad les in the walls, aerial up abreast the ceiling, area the above ociation had ripped out stereo speakers.

As alleged "permanent fixtures," the bodies absolutely suld accept larboard them, Werner said, but the bank's not about to go afterwards them for that, he added - nor will they fix the les, agreeable to let Werner's bodies aloof exhaustion the apart bags of chicken insulation that accept collapsed to the floor.

"Ninety percent of the time now, the uses are awash as-is," he said.

What the aggregation does

At every job, Werner's aggregation will apple-pie the acreage central and out - vacuuming rugs, across-the-board floors, charwoman bathrooms and mowing the backyard or blasting snow off the walks and driveway.

The baptize arrangement is drained and shut bottomward to ane pipes from freezing and breaking over the winter, and any $.25 or added items larboard by above ociation is calm and hauled away.

Werner and his workers sometimes acquisition old clothes, burst toys and added clutter larboard behind. Added times, things attending newer and claimed accouterments are included in the mix, such as pto als. On the acute end, Werner has begin car parts, tires and "loads of chemicals," he said.

"You name it, it's there," Werner said. "People leave abaft the edest things."

He has formed all over southern Wisconsin, he said, from Beloit to Beaver Dam to Wisconsin Dells and Dodgeville, and the types of mes he's bankrupt out accept orted from an $800,000 acreage in Madison's Black Hawk subision to $11,000 uses in Monroe and Beloit. Three times he has actomed at a nominally abandoned acreage to acquisition squatters, and the distinct affliction trash-out he can anamnesis over the accomplished eight years was in the apple of Dane.

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While a actomed job takes three or four urs, Werner said, this one took two weeks.

"It was a absolutely big use, and absolutely nasty," he said. "There was about six (garbage bins) abounding of being and 30 bodies in there."

He said a prosthetic leg was apparently the weirdest affair he's anytime begin in a use. Actually, he begin that alert - already in a abode in Lone Rock and the added one in Janesville.

He said the nastiest affair he generally comes beyond are old freezers, with the ability continued angry off, captivation smelly, rotten meat - alike a deer's head, he said.

And the creepiest thing?

Werner said sometimes that was aback neighbors, w are not consistently stile, appear over to acquaint them the affairs of the antecedent owner's default. Suicides are the worst.

"Once on the West Side of Madison, the being (w had endemic the me) was an alcolic and had bled out," Werner said, acquainted the claret stains were still arresting on the attic during the clean-out.

Lives in ruins

Altugh that case was extreme, Werner said it's never far from anyone's apperception that the circadian ignment they do generally gain from addition else's claimed accident and pain, banking or otherwise. They booty no amut in that, Werner said, and sometimes accurate situations will still get to them - like the clean-out they did afresh in Janesville, area a artisan laid off from the now-closed General Motors bulb afterwards 33 years on the job was accident the abode his ancestor had congenital for the family.

Werner said he and his workers try to be acute to alone cirstances, sometimes alike mediating amid the coffer and the above meowners to get them a few added canicule to move out.

In any case, he said, by the time his aggregation gets on the scene, it's ignment that has to be done, about austere it can be to do it.

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"It's a job," Werner said. "We don't booty joy in putting anyone out."



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