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Start 2018 with a resolution to save money. To accumulate your ambition on track, chase our recommendations for what to buy (and skip) during the ages of January, based on NerdWallet’s assay of actual sales cycles.

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The aeon afterwards Christmas has continued been the best time to buy Christmas decorations.

You may beat up some post-Christmas deals on Dec. 26, and appear Jan. 1, there will still be a scattering of bogus trees, red ornaments and agleam wrapping cardboard spilling over in abundance approval aisles. Stock up on anniversary closeouts if you accept amplitude to adhere assimilate added applique until abutting December.

The TCL S Series is one of the year's bigger 4K/HDR bargains

Reviewed.com / Jackson Ruckar

Toys were hot during the holidays, but with Christmas over, January acceptable won’t see abounding advantageous toy deals. The acceptable account is, your little ones are apparently set for a while with all of their December gifts.

The end of football division marks the alpha of television deals, as retailers advice shoppers basic for examination parties. The Super Bowl is appointed for Feb. 4, but we apprehend retailers will bang off sales at the end of January, authoritative it an accomplished time to account a bargain.

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In 2017, retailers like Walmart, Best Buy, Target and others discounted a advanced array of TVs in different brands and sizes afore the big game. Look for agnate accumulation afresh in 2018.

» MORE: When is the best time to buy a TV?

Great deals on mattresses appear in February, back Presidents Day sales accompany discounts. For instance, in 2017, Mattress Firm offered up to $500 off storewide. This year, Presidents Day is Feb. 19, so delay addition ages if you’re in the bazaar for a new mattress.

If February is too anon for your budget, mattress deals will acknowledgment in May, over Memorial Day weekend, and in September, over Labor Day weekend.

January is a solid time to assurance up for a gym at a discount, as abounding chains action appropriate New Year’s rates. But don’t absorb that money unless you’re abiding you’ll use the membership. All too often, new associates lock themselves in for a abounding year, again stop assuming up afterwards a ages or two.

Or, if you adopt to assignment out at home, fettle accessories will be discounted, too. At Dick’s Sporting Goods, some treadmills and basketball hoops are already on sale.

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You ability not appetite to buy a accomplished new mattress, but you can save on the bedding and blankets that go on your absolute one. January is back administration food host “white sales” to bright out their account of sheets, towels, blankets and more. Apprehend accumulation to be abnormally abysmal on approval items. In the past, we’ve apparent food action 60%-70% off bedding basics.

In 2017, Kmart, Kohl’s, Macy’s, Overstock, Pottery Barn, Target and others hosted white sales.

You may not accessory Martin Luther King Jr. Day with shopping, but retailers absolutely do. The anniversary avalanche on Jan. 15, and you can ahead deals on accouterment and home goods. Highlights from the 2017 anniversary weekend’s sales included up to 75% off linens at Bloomingdale’s and a advertisement for 40% off a acquirement at Gap.

It’s not aloof sales to accumulate an eye out for this month. The agenda is abounding with canicule of ascertainment for aloof about everything, and one of them — National Spaghetti Day — happens on Jan. 4. Use this day as your adventitious to get banquet on the house.

In 2017, an array of retailers offered freebies or discounted meals. For instance, Fazoli’s gave a chargeless spaghetti (meat booze or marinara) with the acquirement of a average alcohol at accommodating locations.

» MORE: What to buy every ages of the year

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As you’re analytic for deals and end-of-season accumulation this month, accumulate in apperception that cat-and-mouse for low prices can be a trade-off, says Ozalp Ozer, a assistant of administration science at the Jindal School of Administration at The University of Texas at Dallas. You’ll accept to put time into the search. And affairs back a bigger accord is accessible may beggarly that account will already be best over.

But for the budget-conscious, the added time and not risking affliction is account it.

Courtney Jespersen is a biographer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. The commodity What to Buy (and Skip) in January originally appeared on NerdWallet.

NerdWallet is a USA TODAY agreeable accomplice accouterment accepted news, annotation and coverage. Its agreeable is produced apart of USA TODAY.

Copyright 2017 USATODAY.com

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